Personal Checking

Our personal products and services are designed to enhance your banking relationship with us. Contact us today for your personal checking options as detailed below.

Regardless of your choice, all of our personal checking accounts come with a great range of standard benefits.

  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking & Mobile Deposit
  • Toll-Free Telephone Banking
  • e-Statements
  • Debit Card
  • Unlimited Electronic Transaction Items

Select Checking*

Simplify your banking, a basic account for your everyday needs.

  • $50.00 Opening Deposit
  • No Minimum Balance Required
  • $10.00 Monthly Maintenance Fee
    • $2.00 Fee Waiver- 10 posted Debit Card POS per monthly statement cycle
    • $2.00 Fee Waiver-1 posted Direct Deposit per monthly statement cycle
    • $6.00 Fee Waiver- Electronic Statement
      • To receive electronic statements, customers must do a
        one time enrollment into Planters First Bank Online Banking & E-Statements within 30 days of the date the account was opened.
  • Unlimited Check Writing

Senior Checking*

If you are at least 60 years of age, this account may be right for you.

  • Must be 60 or over
  • $50.00 Opening Deposit
  • No Minimum Balance Required
  • No Monthly Maintenance Fee
  • No Paper Statement Fee
  • Unlimited Check Writing

Student Checking*

An account just for students...stress-free, do all your banking on the go.

  • Must provide valid Student ID
  • $50.00 Opening Deposit
  • No Minimum Balance Required
  • No Monthly Maintenance Fee
  • $6.00 Paper Statement Fee (Waived with E-statements)
  • 10 free foreign ATM transactions per calendar month

Interest Bearing Checking*

Enjoy market interest yields on your checking balances.

  • $50.00 Opening Deposit
  • Daily collected balance must equal $2500.00 to earn interest
  • No Charge if balance is $2,500 or above
  • $10.00 Monthly Maintenance Fee
    • ‚ÄčTo avoid a monthly maintenance fee keep an average balance of $5,000 or a minimum daily balance of $2,500

*Customer purchase checks.

Please note that these accounts are available to consumer customers only. Businesses and Corporate accounts do not qualify. Bank rules and regulations apply. Ask us for details.