Personal Loans

In our role as a true community bank, Planters First Bank invests in the lives, dreams and goals of our customers. We offer a complete menu of Personal Loans, and can tailor the right loan to meet your unique financial needs.

Unsecured Loans

Unsecured loans are perfect for a one‐time borrowing need. Fixed, predictable payments ensure easy budgeting, and our competitive rates with quick decisioning make our unsecured loans a great choice.

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Home Equity Line of Credit

Planters First Bank stands ready to help with your remodeling/renovation loan needs, offering attractive loan rates and flexible repayment terms.

Over the course of time, your home accumulates equity from your initial down payment, reduction in the mortgage amount, and the natural appreciation of your home’s value. With a Planters First Bank Home Equity Line of Credit, you can tap into that equity to provide funds for other expenses you have throughout the years. As a line of credit, you may borrow time and again while you enjoy flexible repayment terms. And, for many borrowers, the interest paid on a Home Equity Line of Credit is tax-advantaged. Please consult your tax advisor.

  • Line is established for five years
  • Attractive interest rates
  • Possible tax deduction (see your tax advisor)
  • Payments as low as one percent of outstanding balance

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Residential Construction Loans

If you are considering building a home, renovating or adding on to an existing Home, a Planters First Bank Residential Construction Loan may be the perfect fit for your loan needs.

  • Competitive rates
  • Interest-only payments during the term of the loan

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Home Improvement Loans

Planters First Bank stands ready to help with your remodeling/renovation loan needs, offering attractive loan rates and flexible repayment terms.

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CD-Secured Loans

Enjoy exceptionally attractive loan rates when you use a Planters First Bank Certificate of Deposit as security on a personal loan.

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Auto / Truck Loans

Do you have your eye on a new or used car or truck? If so, talk with a Planters First Bank loan officer today. We offer competitive rates and loan terms, along with a responsive loan service!

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Line Of Credit

Talk with a Planters First Bank loan officer today about establishing a Personal Line of Credit. As a line of credit, you may borrow whenever you wish and for any reason you may have.

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