Products & Services

Planters Bank offers a wide array of additional banking products and services designed to give you more convenience in managing your finances.

More Resources Offered

  • Check Orders – Time to reorder checks? You may submit a reorder request with the Customer Message Center within your Online Banking or you may contact your local branch.
  • U.S. Savings Bonds – Redeem your Savings Bonds. Want to purchase bonds or check the value of old U.S. Savings Bonds? Use the Savings Bond Calculator.
  • Safe Deposit Boxes – Keep your valuables safe! Offered in various sizes at our branch locations.


Overdraft Protection

Link your Planters Bank checking account to another Planters Bank checking account, savings account or line of credit to help avoid any hassle or embarrassment from your account being overdrawn.


Stop Payments

Stop Payment can be requested by the writer or drawer of a check, made to the bank the check was written on, to not pay the check as written but to refuse it instead. The payment is remanded and asked to be stopped.


Wire Transfers

Wire transfers are a fast way to send funds between financial institutions for credit to another account. With a signed request, Planters Bank can assist you in making an outgoing wire transfer from any of our branches, for a nominal fee.

  • Incoming & Outgoing domestic wires may be sent from 8:30 a.m. (EST) until 4:30 p.m. (EST) Monday through Friday. All wire requests received after 4:30 p.m. (EST) will be processed the following business day.
  • Outgoing international wires may be sent from 8:30 a.m. (EST) to 2:30 p.m. (EST) Monday through Friday. All requests received after 2:30 p.m. will be processed the following business day.


To receive a domestic wire to your Planters Bank account, the sender will need the following information listed below:

Customer Name to Credit & Address: Your Name and Physical Address
Customer Account Number to Credit: Your Planters Bank account number
Receiving Bank: Planters Bank
Planters Bank's ABA routing number (transit number): 061210965
Planters Bank's address: 910 Greer Street Cordele, GA 31015

Debit Card Programs

Discover Debit Program:

Discover is accepted at 9.6 million merchant locations, 98% of locations that currently accept competing card brands. We have your all-access pass to self-serve transactions including online and in-store purchases, ATM cash withdrawals and more.

Plus you get:

  • Zero liability protection
  • Lowest purchase price guarantee
  • Card and document registration services
  • Identity theft defense
  • Your new Discover debit card features chip technology which provides enhanced fraud protection. The chip improves your security every time you make purchases at a chip-enabled terminal
  • SecurLock™ Equip offers you the ability to control how, where, or when your debit card is used via your mobile device. Download it today, search for SecurLOCK Equip in your app store. To learn more contact your local branch for details.

Click here to learn more about Discover Debit Program.

PFB CARDHOLDER BENEFIT GUIDE (PDF)

MasterCard Debit Program:

Your Planters Bank MasterCard debit card is a secure, convenient way to access your funds and pay for your everyday purchases.

Use your debit card anywhere MasterCard is accepted – in stores, online, over the phone. It works exactly like writing a check - funds for your purchase are taken directly out of your checking account. You can also get cash and check balances from any ATM machine.

  • Zero Liability protection
  • Mastercard Global Service
  • Mastercard ID Theft Protection™
  • SecurLock™ Equip offers you the ability to control how, where, or when your debit card is used via your mobile device. Download it today, search for SecurLOCK Equip in your app store. To learn more contact your local branch for details.


MASTERCARD BENEFITS GUIDE (PDF)


Lost/Stolen Debit Card:

If you discover your debit card is missing, it's important to call the bank right away. During regular business hours, contact your local branch to report your card lost/stolen. After regular business hours, please contact 1-800-500-1044 to report your card lost/stolen.

If you suspect you have been a victim of Identity Theft, visit identitytheft.gov for information on steps you can take.

Switch to Planters Bank!

We’d love you to bank with us. If you’d like to move your banking relationship to Planters Bank, just follow the directions as outlined in the document below Switch Kit for Personal or Business Accounts.

PERSONAL SWITCH KIT (PDF)

Automatic Withdrawl Change Form
Direct Deposit Change Form
Close Account Form

Important reminders when switching to Planters Bank

  • Send notification to companies who make automatic withdrawals from your account that you have a new bank.
  • Send notification to direct deposit companies that you have a new bank account.
  • Enclose a voided check from your new account when setting up a direct deposit for verification purposes.
  • Keep your new Planters Bank routing and account number handy for direct deposit and automatic withdrawal requests.
  • Allow up to 30 days for checks to clear from your old account and your direct deposit to be changed to your new account.
  • Make sure you have enough funds in your account to cover any pending automatic payments.
  • Destroy any unused checks, deposit slips, ATM or check cards.
  • Notify your current bank that you are closing your account.